Servicemembers Civil Relief Act

What does the Servicemembers Civil Relief Act cover?

The Servicemembers Civil Relief Act (SCRA) is formally known as the Soldiers and Sailors Civil Relief Act. The main function of the body is to deal with the United States Federal Law. Through its duties, the facility provides protection to soldiers, sailors, airmen, marines, coastguards, and commissioned officers who work in the Public Health Service. Furthermore, the facility also provides its services to the National Oceanic and Atmospheric Administration. Its services include protecting these people from being sued as they serve in active military service for the nation. The services extend to one year after their active duty ends.


The official inauguration of the Act happened in the 1940s, however, it has been functional ever since the Civil World War. It was the result of the US congress putting a ban on civil actions that were taken against their soldiers and sailors. The crux of the act is that any civil matter would be withheld until the soldier or sailor returned from the war. Some of the more common civil issues that arose were related to bankruptcy, breach of contract, foreclosure, and divorce proceedings.

Congress’ intention in passing this prohibition was to ensure that the soldiers do not have to worry about issues that may arise back home while being on war, and so that they could devote their attention completely on the war. Also, the fact that most of the soldiers and sailors were not paid well, it would have been really difficult for them to cope up with the pre-service debts, for example, mortgage payments or other credits.

Congress’ concern about the protection of service members was raised again in the time of World War 1 when the Soldiers and Sailors Civil Relief Act 1918 was passed. This Act, though, did not impose a complete moratorium on the civil actions ensured that the soldier’s/sailors were being protected from matters like foreclosure, bankruptcy, etc. while they were in harm’s way. This Act stayed in effect until after World War 1 when it expired.

The current law stands in the 1940 Act that was created to protect the rights of service members activated for World War 2. The major difference between the Acts of 1918 and 1940 was that unlike the former Act, the later Act did not contain any provision as to when it would expire.

Provisions of the Act

The SCRA protects soldiers or sailors to be being taken advantage of while they are away from their homes, protecting their country. Protections includes measures like preventing the landlord from evicting you from your property unless your rent is higher than $3,991.90 per month for 2020, stopping foreclosure without a court order, preventing your vehicle from being possessed (unless a court order says so) if you have paid at least one payment before leaving home and that a service member cannot be taken to court for civil proceedings, i.e., matters like divorce and child support hearings.

Besides these protection measures, the SCRA also provides certain benefits. These range from benefits like low-interest rates on loans or letting a surviving spouse terminate a lease if their partner dies on duty. Furthermore, the facility also provides rights related to property taxes, federal taxes, life insurance, and financial or legal matters.

Is It Worth It to Hire a Personal Injury Lawyer?

A personal injury refers to any damage to the body, mind, or emotions. These injuries can be tangible as well as intangible. It is in contrast to the damage to the property. There are several legal complications that exist in personal injury cases. Due to the elusive nature of the injuries to the mind and the emotions, the legal claims usually boil down to who has the better lawyer. Hence, if you are caught in a legal battle of personal injury, having a personal injury lawyer by your side will not hurt. However, many people do not know what personal injury lawyers are. If you are one of them, you have come to the right place. We will tell you all about personal injury lawyers. We will also notify you whether or not you need a personal injury lawyer Fort Lee, NJ.

What is a Personal Injury Lawyer?

Personal injury lawyers are those lawyers that specialize in personal injury claims. Individual injury claims can be highly challenging. Dealing with such claims is not a cup of tea for everyone. Hence, you will need to make sure that you have the best legal help available. Even if you are innocent, the lawyer on the other side may make you look like you are guilty. To make sure this does not happen to you, you must make sure that you have an excellent personal injury lawyer by your side.

Signs that you need a personal injury lawyer

In the case that you have received a severe injury through an accident that requires a long time to recover, you must consider hiring a personal injury lawyer immediately. Moreover, a lawyer has much experience in calculating how much the injuries you receive are worth. Therefore, a lawyer determines which aspects of your life, such as your earning capacity, mobility, and other elements have been affected due to the injuries and need to be compensated. If you want to determine the most results that you can get from the injuries that you receive, you need to hire a professional lawyer who can view your case from all angles and find all possibilities to get you the best compensation for your injuries.

In case you receive severe injuries, the compensation amount which you can receive depends upon the extent of the damages. Insurance firms also determine how severe your injuries are as well as the medical bills and period of recovery. If the compensation amount increases, so will the policy limits of the at-fault side’s insurance policy. If that is the case, then the insurance company might only compensate a fraction of what you deserve. This is a primary reason as why you must hire a personal injury lawyer so that you can acquire the total amount of compensation which you deserve.


The legal battles of personal injuries may turn ugly quickly. Now that you have all of the information regarding hiring a personal injury lawyer, you can make an informed decision regarding your situation.